An Independent Force

J S Associates was established in 2003 and has evolved offering the best impartial advice for individuals and clients to build their portfolios and businesses.

Our Vision

We are committed to serving our clients as trusted advisors providing diversified solutions across residential mortgages, consumer and business buy to let, commercial and bridging finance.



Our Purpose

We help our clients build portfolios by providing the best impartial financial advice.  Our mortgage specialists are available to provide you with advice whenever suits you best.

Our Values

We are guided by values and principles that will continue to be at the core of everything we do to help us provide our clients with the best impartial advice.



First Time Buyer

Buy to Let

Moving Home


Customer Testimonials

We are always delighted to receive positive feedback from our customers. Here’s what some of them have been saying about us recently.

Excellent service. Would highly recommend to anyone especially first time buyers who are new to the whole mortgage process. Also location is not an issue, we bought our first home in Bedfordshire. Top service.

Sarah Louise


J S Associates helped my husband and I with the mortgage for our first home. Jas was brilliant to work with, he was genuinely helpful and very time efficient. We highly recommend this company for anyone looking for an excellent professional service in looking for a mortgage, particularly if you’re first time buyers!

Preya Kaur Gill


JS Associates are fantastic. Jas sorted me out with a great mortgage…and never once flinched at the hundreds of questions I had for him during the process! I highly recommend.

Josh Feather


Jas provided us with excellent financial advice and service. Always a pleasure to deal with.

Parmjit Lall